When people and businesses are faced with severe financial challenges from a highly bureaucratic lending environment and hear the word “no” from institutional lenders, borrowers turn to a growing number of private funding sources for help. Those banks and hard money lenders often fail to consider the borrower’s complete financial situation and neglect to consider what the borrower may have to offer (collateral) to ensure a secured lending opportunity. This under served lending niche represents the majority of real estate investors and small business owners. However, when looking at collateral, one might also consider automobiles, boats, or other business assets such as inventory and accounts receivable (proceeds from sales), etc.

*  Business purpose loan only. These loans cannot be used as personal consumer loans. Borrowers cannot use personal home property as collateral. Only available in MD, DC, VA, NC, TN or GA